When is your trip?
Departure Date: The "Travel Start Date" is the date you depart from home on your trip as identified in your policy.
Effective Date: Trip Cancellation and Frequent Traveler Benefit coverages will be effective on the date following payment to the Company or the Company’s authorized representative of any required plan cost. Car Rental Collision Coverage will take effect when the Insured signs the rental agreement and takes possession of the rental vehicle provided the required plan cost has been paid. All other coverages will begin on the later of: (a) the date and time the Insured starts his/her Trip; (b) 2 days prior to the scheduled Departure Date as specified on the Confirmation.
Return Date: The "Travel End Date" is the date you return home from your trip as identified in your policy. This date is specified in the travel documents.
Termination Date: Trip Cancellation and Frequent Traveler Benefit coverages end on the earlier of: (a) the cancellation of the Insured’s Trip; (b) the date and time the Insured starts on his/her Trip. The Car Rental Collision Coverage will end when the car is returned on or before the Rental Return Date, or at 11:59 p.m. on the Rental Return Date if the car is not returned as specified on the rental agreement and the rental period has not been extended by the Insured. All other coverages end on the earlier/est of: (a) the date the Trip is completed; (b) the Insured’s arrival at the Return Destination on a round Trip, or the Destination on a one-way Trip; (c) cancellation of the Trip covered by this Policy; (d) 2 days following the scheduled Return Date as specified on the Confirmation. For further information we recommend that you read the 'Effective & Termination Dates' section in the Policy document.